In other words, be careful about pursuing signup bonuses to the point where your credit score might feel a negative impact. Many of the companies whose services we review provide us compensation when someone who clicks from our site becomes their customer. See your Approval Odds. Changes each quarter, full list here.
See offers from our partners below. Get your free credit score. Earn cash back, travel rewards and other perks with these cards, some of which are from our partners. Filters No annual fee. No balance transfer fee. No foreign transaction fee. Find the right credit card for you.
Smart pick for those with average credit; 1. Hilton Honors American Express Card. Great card for travelers who stay at Hilton hotels, 75, bonus point opportunity, includes bonus points for non-travel purchases. Good for Alaska Airlines and Virgin America patrons; 30, bonus miles offer; no foreign transaction fees.
Good choice for United flyers who want to earn free flights with great perks. Good for loyal JetBlue flyers, no blackout dates or restrictions.
Best for those who want to earn free Delta flights and upgrades; bonus opportunity worth 30, points. IHG hotel lovers will earn free nights with this card; ,bonus point opportunity. Good for those who frequently travel on Amtrak; no foreign transaction fees. If you travel Hawaiian Airlines frequently this card is for you; 50, bonus miles; no foreign transaction fees.
Good pick for frequent British Airways flyers who want to earn rewards and flights. Combines very low ongoing APR and no balance transfer fees with rewards program. Great choice for students, designed to help build good credit, cash back bonus for paying bill on time. Best for those who shop frequently at Amazon. A charge card with many travel benefits and exclusive privileges, somewhat pricey. Bean Outdoor Discovery Schools. Nice pick for L. Bean lovers - earn coupons towards future L.
Other cards offer higher cash back percentages in specific categories. And this offer does not include a sign-up bonus. If you're looking for a low-hassle cash back card to use daily, this is it.
Over the long run, it could be more valuable than similar cards that come with a larger sign-up bonus. Plus, there's a great sign-up bonus. You also get primary rental car insurance. See NerdWallet's best airline credit cards. With a general travel card, you may have more redemption options. There's a sizable sign-up bonus, too. When traveling abroad, you'll want to bring along a backup card, though.
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use. You will need to provide your bank information when submitting your security deposit. Discover begins reviewing your account for a possible upgrade after eight months. The rewards and other features on this secured card for bad credit are better than those on many unsecured cards for good credit.
There are so many options available among rewards credit cards that picking the right one for you can seem daunting. You can make the process easier if you approach it systematically. First, decide whether a rewards card is right for you at all.
Mainly, choose a rewards card if you pay your bill in full every month and have above-average credit. Airline miles aren't much good if you never fly, for example.
Annual fees and sign-up bonuses can also sway your decision. Best might be a simple, flat-rate cash-back card, a premium travel card laden with benefits, or something in between. To get the most from your rewards credit card, you should understand three things: Rewards cards come in a variety of flavors to fit different consumer preferences and spending patterns.
This roundup highlights the best cards in each particular category, but there may be a better card for you. Find other great cards in our specialized roundups:. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories. Greg is a personal finance writer at NerdWallet.
He previously worked at the Chicago Tribune and wrote two money books. Our pick for Travel rewards and a large bonus. See your Approval Odds. More on this card.
The only other major card with this reward is the Venture Rewards' sister card, VentureOne Rewards. The Venture Rewards also offers a 50,mile sign-up bonus after a $3, spend within 3 months of card membership and 2X miles on all purchases. In-Depth Reviews of The Best Rewards Credit Cards We’ll show below how each credit card we’ve picked gets you superior rewards for their category, and how you can maximize value from that card. Our picks offer rewards rates of 2% or higher – compared to the average of 1 to 2% across all cards. For example, redeeming for cash is almost always a better option than gift cards. Some rewards can be transferred to travel partners, such as airlines and hotels, at a valuable rate. Learn what the options are and what a rewards point is worth. Perks: Beyond rewards, a card might offer perks, or benefits you get just for carrying the card. These include no foreign transaction fees, rental car insurance and .